Last updated June 24, 2026

Nature of our services

MONI Capital is a funding broker and referral partner. We connect businesses with third-party funding providers. We are not a bank, lender, or direct provider of capital, and we do not make funding decisions or set funding terms.

Eligibility

You must be at least 18 years old and authorized to act on behalf of the business you represent. The information you submit must be accurate, current, and complete.

No financial advice

Nothing on this site or communicated by us constitutes financial, legal, tax, or accounting advice. You should consult your own advisors before accepting any funding offer.

Privacy

Your use of our services is also governed by our Privacy Policy, which explains how we collect, use, and share information. MONI Capital would never sell nor transfer your or your merchant's information.

Third-party services

We may refer you to third-party funding providers and other service providers. We are not responsible for their products, services, terms, or conduct, and your dealings with them are solely between you and them.

Intellectual property

All content on this site — including text, graphics, logos, and design — is owned by MONI Capital or its licensors and is protected by applicable intellectual-property laws. You may not reproduce it without permission.

Limitation of liability

To the fullest extent permitted by law, MONI Capital will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenue, arising out of your use of our services.

Disclaimer of warranties

Our services are provided "as is" and "as available" without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement.

Indemnification

You agree to indemnify and hold harmless MONI Capital and its officers, directors, employees, and partners from any claims, damages, or expenses arising out of your use of our services or your breach of these Terms.

Termination

We may suspend or terminate your access to our services at any time, with or without notice, for any reason, including any violation of these Terms.

Governing law

These Terms are governed by the laws of the State of New Jersey, without regard to its conflict-of-laws principles.

Changes to these Terms

We may update these Terms from time to time. Changes are effective when posted. Your continued use of our services constitutes acceptance of the revised Terms.

Contact us

Questions about these Terms? Email us at subs@monicapitalllc.com.